Financial News

What Types Of Coverage Does Your Business Need To Take

Property insurance can be useful if you have your own building or many business assets, such as computers, inventory or tools. This policy will protect these objects from vandalism, theft and fire.

Contact Hanneken Insurance Agency Inc. in Little Falls, Minnesota for a quote for commercial insurance.

Workers’ compensation insurance is required for Minnesota employees and will provide medical benefits and replacement pay for employees injured on the job. Without this, you could be subject to heavy penalties, which protects you not only from you, but from your company, from any legal complications.

Professional liability insurance can also be called errors and omissions insurance. It will provide damages in case of failure or incorrect provision of professional services. Companies that can use this type insurance companies are consulting firms, lawyers, insurance agents, hairdressers and accountants.

Commercial auto insurance will be required for all company vehicles. You can insure all pickup trucks, trucks or cars from collisions and damage. If you do not own a company car but employees drive their own car for their business, a non-owner car policy will protect your business if your employee does not have insurance or enough insurance. ‘insurance.

Every company in Little Falls, Minnesota, even if it’s a home-based business, should have a general liability policy. This policy will cover the damage and provide a defense if your employees, services or products cause property damage or personal injury to third parties. In addition to a general liability policy, you will also need to consider other fonts insurance according to the needs of your company. An agent from Hanneken Insurance Agency Inc. can help you determine your risks and the best policies.

A business owner’s policy can include the insurance they need. Based on specific needs, it can be modified to provide property protection, liability insurance and vehicles. blanket.


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